Government of India | NITI Aayog

List of State Schemes

State

Scheme

Objective

Details

Ministry

Theme

Industry

Women specific

Link

Arunachal Pradesh

Deen Dayal Swavalamban Yojana

To encourage unemployed youth to gain access to low cost
capital for entrepreneurship

• 30% back ended capital investment subsidy for a loan of
Rs. 10 Lakhs up to 1 crore

• Additional 5% interest subsidy annually to women who do
not become Non-Performing Asset

• Entrepreneurs required to be registered under Stand-Up
India Scheme

• Sectors covered – Value addition in Agri-horti and allied
sectors; Eco Tourism, Traditional Textile weaving and small
scale manufacturing units

• Entrepreneurs to contribute minimum 10% of project cost

• Banks to claim for subsidy from NABARD

Department of Finance, Arunachal Pradesh

Financial Support

Agriculture, Eco-tourism, SSI, Manufacturing

Specific


http://itanagar.nic.in/documents/swan.pdf

Arunachal Pradesh

Deen Dayal Upadhyaya BunkarYojana

To encourage women weavers to access affordable credit from
banks for working capital requirements

• 7% interest subvention up to 2 Lakh Rs. on short term
credit/ cash credit limit/ working capital limit/weavers
credit card/ Swarojgar credit card

• Only individual woman or a group of women weaver having a
weaver certificate from the concerned CO/EAC/BDO/SDO/ADC/DC
Office is eligible not any company or partnership firm

• Can be applied through any commercial or regional rural
bank

• NABARD to act as channel partner for reimbursement of
interest subvention

Department of Finance, Arunachal Pradesh

Financial Support

Textiles

Specific


http://itanagar.nic.in/documents/bun.pdf

State

Scheme

Objective

Details

Ministry

Theme

Industry

Women specific

Link

Gujarat

Fish Entrepreneur Yojana

To encourages scheduled caste/tribe women to sell fishes to
be self reliant

• Required instruments, facility to buy weighing machine,
Insulated box, etc is provided

• On average Rs.10,000/- Unit cost, 50% assistance is given
to women belonging to SC/ST

• Training is given to Women for growth of ‘Zingo’ fishes
under a ten day course with Rs.100/- scholarship

Women and Child Development Department, Gujarat

Financial Support/Skilling

Fishing

Specific


http://gujaratindia.com/initiatives/initiatives.htm?InitiativeId=jJr8IjlsO7h8X7hPx1JgSw==

Gujarat

Ghardivda Bankable Finance Scheme

To link women with Banks for provision of loans to enable
them in running their small business/enterprise

• Subsidy on loan up to Rs. 50,000/- by BPL women to
establish micro-enterprise

• For business subsidy Rs. 7,500/- , for Service subsidy
Rs. 10,000/-and for small industries Rs. 12,500/- is
provided

• SC / ST are getting 40% subsidy, others get 20% subsidy,
and for blind and disabled 50% subsidy is provided

Gujarat Women’s Economic Development Corporation

Financial Support

Agnostic

Specific


http://www.wcd.gujarat.gov.in/corporation.html

Gujarat

Exhibition-cum-Sale

To provide marketing support to rural and urban artisan
women

• Various craft melas and Bazaars are organised

• Within State 4 events in a year and out of the State one
event in a year

Gujarat Women’s Economic Development Corporation

Marketing

Artisans

Specific


http://gwedc.gov.in/schemes/exhibition-cum-sale-6

Gujarat

General Training

To build capacities of BPL women between age group of 18 to
35 livelihood options and trainings are provided

• Training on computers, soft toy making, patch work,
electric appliances repairing, beauty parlour, etc. is
provided through NGOs

• Selection criteria depend upon the geographical location
of women beneficiaries and trainee’s skills.

• A stipend of Rs. 250/month is given to all trainees

Gujarat Women’s Economic Development Corporation

Skilling

Agnostic

Specific


http://gwedc.gov.in/schemes/general-training-4

Haryana

Micro Credit Scheme through Haryana Women Development
Corporation

Financial support to SHGs is provided in form of subsidy

• Loan from RMK (Rashtriya Mahila Kosh) @ 8% p.a. interest
to give loan to SHGs and the individual members @ 5% p.a.
interest. The balance of 3% interest provided by the
Haryana Women Development Corporation

• SHGs need to satisfy eligibility criteria fixed by RMK

• Loan instalments along with interest repayment to be done
on quarterly basis

• 1% interest subsidy in form of incentives to SHGs who
repay the entire loan amount in 3 years without defaulter

Haryana Women Development Corporation

Financial Support

Agnostic

Specific


http://wcdhry.gov.in/hry_women_dev_corp_f.htm

Haryana

Revolving Fund Scheme

Financial support for revolving funds of women groups

• Loan for revolving funds are available from the
Corporation to women groups only up to Rs. 30,000 @ 4%
interest per annum

• Recovery of this fund is made within two years

• Three years would be moratorium period

Haryana Women Development Corporation

Financial Support

Agnostic

Specific


http://wcdhry.gov.in/hry_women_dev_corp_f.htm

Haryana

Skill Development Training Scheme Through SMSs

Cutting & Tailoring and Beauty Culture Trainings are
being imparted through Sakshar Mahila Samoohs

•The duration of the training ranges from four months to
six months •The training program is very beneficial to
helping people become self employed

Women and Child Development Department, Haryana

Skilling

Agnostic

Specific

Skill Development Training Scheme through SMSs .



Andhra Pradesh

Structured Capacity Building trainings to rural Women
through Mahila Vikasa Kendrams

Provide training to up skill women and make them equipped
to handle businesses

•They have vocational training, entrepreneurship
development programmes, incubators etc to help empower
women, upscale them and make them industry ready to handle
businesses •All of the Mahila Vikas Kendras have suitable
equipments and training kit to provide industry relevant
training to women

Women’s Cooperative Development Corporation Ltd, Andhra
Pradesh

Skilling, marketing, micro finance & infrastructure
support. Also allies with NGOs

Agnostic

Specific


http://www.apwcfc.org/about.html

J & K

Mahila Samridhi Yojana

To provide training in jute accessories with a small group
of women

•After 6 months of training , women are a provided with a
stipend •The women are benefited under Micro-Credit Scheme

Women Development Corporation, Jammu and Kashmir

Skilling

MSME

Specific


http://jkwdc.com/skeens.html

J & K

Vocational Training & Skill Development

To provide training in jute accessories with a small group
of women

•Training is provided under WDC(Women Development
Corporation) • The women are benefited under Micro-Credit
Scheme

Women Development Corporation, Jammu and Kashmir

Skilling

MSME

Specific


http://jkwdc.com/skeens.html

J & K

NATIONAL MINORITIES DEVELOPMENT & FINANCE
CORPORATION(NMDFC)

This aims to provide loan to the women in the minority
community for setting up their own income generating units

•WDC(Women’s Development Corporation) gives loan to
individual beneficiaries for videography, embroidery or any
other activity that is a source of income for the
beneficiary

Women Development Corporation, Jammu and Kashmir

Funding

MSE

Specific


http://jkwdc.com/skeens.html

J & K

Term Loan Scheme (NHFDC) /Micro finance/ Educational
funding

This scheme is a loan assistance by the government for
micro financing a businesses and also provides an education
loan with repayment options

•A certain amount is given by the Government grants along
with the State share grants

Women Development Corporation, Jammu and Kashmir

Funding

Agnostic

Specific


http://jkwdc.com/skeens.html

J & K

Empowering Skilled Young Women(ESW)

This scheme is a loan assistance for skilled/qualified
young women irrespective of caste, creed, religion and
income

•The beneficiary must belong to the state of Jammu and
Kashmir •The beneficiary should be a matriculate or above

Women Development Corporation, Jammu and Kashmir

Funding

Agnostic

Specific


http://jkwdc.com/skeens.html

Karnataka

Udyogini Scheme

Empowers women by providing loans through Banks and other
financial institutions at concessional rates

•Maximum unit cost for which loan can be sanctioned should
be less than Rs.1,00,000/

• Age limit for the beneficiary must be between 18-45 years
and family income limit to avail this benefit must be less
than Rs.40,000/- per annum

• The type of activities supported under it include Woollen
weaving, Bakeries, Tailoring, Flour mills etc.

Women Development Corporation, Karnataka

Financial Support

MSME

Specific


http://www.karnataka.gov.in/kswdc/Pages/Udyogini-Scheme.aspx

Karnataka

Stree Shakti

Form women groups that are either engaged in small business
activities or keen on establishing small business
activities through groups

• Urban Stree Shakti Scheme is implemented in urban areas
and cities in Karnataka by forming women Streeshakti groups

• This scheme aims to cover 75000 to 100000 women to form
about 5000 groups comprising 15-20 women each

• On formation of a group, an amount of Rs.5000/-is
released to establish a Revolving Fund for the group

Women Development Corporation, Karnataka

Financial Support

MSME

Specific


http://www.karnataka.gov.in/kswdc/Pages/Urban-Stree-Shakti-Scheme-.aspx

Karnataka

Marketing Assistance Scheme

Create Marketing avenues and linkages to promote products
manufactured by women entrepreneurs

• Under this scheme, government provides marketing facility
by organizing exhibitions at the District Level and state
level

• These exhibitions prove to be an efficient platform for
the interaction of the Women Entrepreneurs and potential
customers

• The products promoted under this scheme include garments,
goods item and handicrafts, etc

Women Development Corporation, Karnataka

Marketing

MSME

Specific


http://www.karnataka.gov.in/kswdc/Pages/Marketing-Assistance-scheme.aspx

Karnataka

Women’s Training Program

Empower women by organizing various skill-oriented training
activities

• Under this training programme, various skill-oriented
training activities are organized for needy women, widows,
destitute and physically handicapped women

• These programmes are conducted through Government &
Quasi Government Technical Institutions and with NGOs

• Few of the activities that are covered under it include
beauty care, computer training, food processing etc.

Women Development Corporation, Karnataka

Skilling

MSME

Specific


http://202.138.105.9/kswdc/training.php

Karnataka

Special Component Plan

Empower women by organizing various skill-oriented training
activities

•Under this training programme, various skill-oriented
training activities are organized

•Women planning to avail this benefit must have age between
18-45 and their family income should be less than
Rs.31,952/- for rural and Rs.42,412/- for urban

• A stipend of Rs.300/- per month is paid to the
beneficiary

• Few of the activities that are covered under it include
fashion design, masonry, computer training, etc

Women Development Corporation, Karnataka

Skilling

MSME

Specific


http://202.138.105.9/kswdc/special.php

Kerala

WE Mission

Identify, promote and provide support to women
entrepreneurs for scaling up their existing business
ventures

• This schemes helps in providing boost to existing women
entrepreneurs in both rural and urban area

• It empowers the existing women entrepreneurs by providing
mentoring support, exposure visits, financial support,
infrastructure and incubation support

Kerala State Industrial Development Corporation

Incubate

Agnostic

Specific


http://wemissionkerala.org/

Kerala

Kudumbashree Project

Empowers women by bringing women together and then
providing them support for self-sustainable activities

• Kudumbashree Project organizes economically backward
women into small groups to empower them

• It provides them with microfinance support, vocational
training, and other facilities to encourage them to follow
self sustainable activities

• Till now around 5 Million women have been a part of this
project

State Poverty eradication Mission , Govt of Kerala

Incubator

MSME

Specific


http://www.kudumbashree.org/pages/7

Kerala

SARANYA(Self Employment Scheme for the Destitute Women)

Empowers most backward and segregated women by providing
interest free loans

• Focuses on uplifting the most backward and segregated
women in the State, namely widows, divorced, deserted,
spinsters above the age of 30 and unwedded mothers of
Scheduled Tribe

• Interest free bank loan of up to Rs. 50,000 is given for
starting self-employment ventures, out of which 50% is
reimbursed as Government subsidy

National Employment Service, Kerala

Financial Support

Agnostic

Specific


http://www.employmentkerala.gov.in/index.php?option=com_content&view=article&id=182&Itemid=137

Kerala

KESRU(Kerala Self Employment Scheme for the Registered
Unemployed

Financial aid for starting self-employment ventures to
individuals

• Bank loan up to Rs. 1,00,000 for starting self-employment
ventures- 20% reimbursed as government subsidy. Beneficiary
contribution not mandatory

• Unemployed persons between 21-50 registered in employment
exchanges with annual family income not exceeding
Rs.1,00,000/- eligible

• Preference to people with professional/technical
qualification, woman having graduation

Employment Department, Kerala

Financial Support

Agnostic

Not specific


http://employmentkerala.gov.in/index.php?option=com_content&view=article&id=180&Itemid=178

Kerala

MPSC/JC (Multi-Purpose Service Centres/Job clubs)

Group oriented self-employment scheme for development of
enterprises in the unorganised sector

• Bank loan up to Rs. 10,00,000 for starting
self-employment group ventures of 2 to 5 members- 25% (max
Rs. 2,00,000/- reimbursed as government subsidy

• Unemployed persons between 21-40 (relaxation in upper age
limit for OBC/SC/ST/PH) registered in employment exchanges
with annual family income not exceeding Rs.1,00,000/-
eligible

• Beneficiary contribution 10%. Credit Guarantee scheme
available

Employment Department, Kerala

Financial Support

Agnostic

Not specific


http://employmentkerala.gov.in/index.php?option=com_content&view=article&id=181&Itemid=136


Madhya Pradesh

E Lakshmi Scheme

Train and encourage women to go for cashless transactions

• Aanganwadi workers would train and encourage women in
getting debit cards, using them and how to operate Jan Dhan
accounts in a cashless ways

• Women running small business like beauty parlours and
boutiques would be provided help for using point-of-sale
(POS) machines

Ministry for women and child development, Madhya Pradesh

Technical Support

MSME

Specific

E-laxmi Scheme Yojana for women in Madhya Pradesh



Maharashtra

Industrial Policy for Women Entrepreneurship

Comprehensive support for encouraging women
entrepreneurship

• First-generation women entrepreneurs setting up MSMEs
entitled to capital subsidy of up to Rs 1 crore, depending
on location of the unit

• Other incentives- extended lower power tariffs
(₹1-2/unit), higher interest subsides (~5%), and grants for
branding their products (₹1crore over 5 years)

• Building spaces exclusively for women-run enterprises in
malls, commercial places; incentive scheme for promoting
women-run incubation centres; up to 90 per cent grants for
industrial clusters catering exclusively to women-run
enterprises

• Women self-help groups can avail these incentives
provided they register as a company under the Companies Act

Govt. of Maharashtra

Incubator

Agnostic

Specific


In a first, Maharashtra brings dedicated industrial policy for women

Meghalaya

Training Centre for Self Employment for Women in tailoring,
knitting, embroidery, weaving, training

Training to destitute on different trades like tailoring,
knitting, embroidery and weaving

• One year training; 105 trainees covered annually; stipend
of ₹500/trainee/month

• Passed out trainees given a token grant of Rs.3500/- to
Rs.5000/- each to enable them to start their own ventures

Social Welfare Department, Meghalaya

Skilling

MSME

Specific


http://meghalaya.gov.in/megportal/scheme/data_view1/15642


Meghalaya

Swayamsidha (IWEP) Integrated Women’s Empowerment Programme

Empowering women through establishment Self Help Groups

“• Empower women socially and economically through
establishment of Women Self Help Groups, Integration and
Convergence of other related schemes available with the
different Departments

• Aims at setting up 100 self help groups per block

Department of Women and Child Development, Meghalaya

Financial Support

MSME/AGRO

Specific


http://megsocialwelfare.gov.in/women.html

Meghalaya

Women Economic Empowerment (NORAD)

Skill development and training to women for self-employment

• Assisted by Norwegian Agency for International
Development (NORAD), projects of skill development and
training for achieving self-reliance through income
generation for women are supported

• Projects are in non-traditional trades

Department of Women and Child Development, Meghalaya

Skilling

MSME

Specific


http://megsocialwelfare.gov.in/women.html

Odisha

She Means Business

Enabling digital marketing among women to promote their
enterprises

•25,000 independent women entrepreneurs/SHG members will be
trained on digital marketing, in partnership with Facebook

•Marketing to be done through Facebook

•Database will be prepared post one-year of completion

Department of Women & Child Development & Mission
Shakti, Odisha

Marketing

MSME

Specific

Odisha govt. Facebook’s Programme She Means Business



Odisha

Mission Shakti

Empowerment of women, especially WSHGs through skilling,
credit linkage, marketing, etc.

•Covering mainly SHGs, the scheme aims to promote formation
& gradation of them

•Establishing credit linkage

•Strengthening & capacity building through training
& management of SHGs

•Production, promotion & marketing of products

Department of Women & Child Development & Mission
Shakti, Odisha

Incubator

Agnostic

Specific


http://wcdodisha.gov.in/content/4/34

Punjab

Udyogini Scheme

Financial assistance to women entrepreneurs for
agro-activities, business enterprises, traders etc.

•Flexible collateralization of credit, low interest and no
processing fee are main features

•Up to 25,000 without margin, and hypothecation of assets

•Loan of up 25 lakhs provides if MSEs are covered by Credit
Guarantee Fund Scheme

Punjab & Sind Bank

Financial Support

MSME

Specific


https://www.psbindia.com/content/udyogini

Rajasthan

Mahila Udhyam Nidhi

Low interest rates, and minimal collateral, but all
beneficiaries must be subscribed to credit guarantee scheme
by MSME, Govt. of India

•Legibility defined by the Govt. of India’s definition of
women entrepreneurship and total Investment should not
except 25 lakh in case of production & 10 lakh in case
of service

•Preference given to Artisans or trainees of R-SETIs

•Maximum of 10 lakh quantum of loan for 3-5 years

United Bank of India

Financial Support

MSME

Specific


https://www.unitedbankofindia.com/msme/pdfs/UMUY.pdf

Rajasthan

Bhamashah

End to end service delivery platform for cash & non
cash benefits & holistic approach to empowerment of
women

•Issuance of Bhamashah card, to avail all governmental
schemes

•Mobile application for ease-of-use

•Women specific “eMitra” to provides a service delivery
platform for ulities, payments, etc.

•Setting up of Sampark IT centres to ensure efficient
delivery

Department of planning, Rajasthan

Financial Support

Agnostic

Specific


http://bhamashah.rajasthan.gov.in/content/dam/doitassets/Bhamashah/pdf/brochure/BrochureForWeb.pdf

Sikkim

CHIEF MINISTER’S SELF RELIANT MISSION (CMSRM)

Empower Sikkimese youth to realise their full potential by
creating employment opportunities

•Opportunities available in tourism, industrial,
handicrafts, IT sector, Business & infrastructure trade

•Criteria: >40 years, qualification/trade license form
govt. institution, residency of Sikkim, only on beneficiary
per family

•Assistance of 25,000 to 1,00,000

•Rate of interest to be free up to 2 years & thereafter
5 % for women (vs. 6% for men)

•Term of loan: 5 years

Human Resources Development Department, Sikkim

Skilling

Agnostic

Not specific


https://www.sikkim.gov.in/portal/portal/StatePortal/Government/SelfReliantMission

Tamil Nadu

New Entrepreneur–cum-Enterprise Development Scheme

Encouraging youth to become entrepreneurs

•Applicable for first generation entrepreneurs only with
Degree/Diploma/vocational training and resident of Tamil
Nadu

•50% allocation for women

•25% of project cost (not exceeding 25 lakhs), and soft
loans with 3% interest subvention

•Around 1000 entrepreneurs will be training per year

Department of Industries & commerce, Tamil Nadu

Financial Support

MSME

Not specific


http://www.msmeonline.tn.gov.in/needs/

Tamil Nadu

Unemployed Youth Employment Generation Programme (UYEGP)

Mitigate unemployment problems of socially backward youth
by aiding in setting up of self employment ventures

• Caters to Manufacturing/Service/Business enterprises with
loans up to Rs 10L/3L/1L respectively

• Subsidy assistance from State Govt up to 25% of project
cost capped at Rs. 1.25L

• Project Cost to be met by 5%/95% by promoter herself/via
bank loan for women

• Entrepreneur Development Program to be given for 7 days

• Aiding marketing via arranging for buyer/seller meet ups
etc

Department of Industries & commerce, Tamil Nadu

Skilling

Agnostic

Specific


http://www.indcom.tn.gov.in/uyegp.html

Uttarakhand

Indira Mahila Samekit Yojana

Comprehensive scheme to aid and empower women entrepreneurs
in the state

• Imparting of self employment schemes

• Creation of women specific infrastructure

• Development of women friendly technologies

• Legal literacy

Ministry of Women Empowerment and Child Development,
Uttarakhand

Skilling

Agnostic

Specific


http://www.nird.org.in/nird_docs/sagy/Uttarakhand.pdf

Uttarakhand

Uttarakhand Women Integrated Development Scheme

Comprehensive scheme to aid and empower women entrepreneurs
in the state

• Empower women entrepreneurs and help change attitudes
towards gender discrimination via greater sensitization

Ministry of Women Empowerment and Child Development,
Uttarakhand

Skilling

Agnostic

Specific


http://wecd.uk.gov.in/files/Women%20Schemes/W_Scheme05.pdf

Uttarakhand

UTTARAKHAND HANDLOOM & HANDICRAFT DEVELOPMENT COUNCIL

To act as a facilitator in guiding artisans and providing
common platforms for buyer-seller interactions

• Multiple schemes of the Development Commissioner
(Handlooms) such as MUDRA Weavers Scheme, Comprehensive
Handloom Cluster Development Scheme etc routed via this
organisation

•Multiple schemes of the Development Commissioner
(Handicrafts) such as Crafts Cluster of India, India
Handmade Bazaar routed via this organisation

Govt. of Uttarakhand undertaking

Skilling/Marketing

Agnostic

Specific


http://www.uttarakhandcrafts.com/

West Bengal

Swayamsiddha

Aims to empower women through formation of SHGs

• Generating awareness about women’s rights and changing
the environment around women’s empowerment

West Bengal Women Development Undertaking

Infrastructure

Agnostic

Specific


http://wbsc.gov.in/organization/west_bengal_women_development_un.htm

West Bengal

Muktir Alo

Livelihood rehabilitation scheme for sex workers and for
women rescued from human trafficking

• Vocational training to return to the mainstream and
provision of house rent and transport allowance during the
training period

Ministry for Women and Child Development, West Bengal

Support type

Agnostic

Specific

WB CM launches ‘Muktir Alo’ – Rehabilitation scheme for sex workers



West Bengal

Self Employment Scheme

Empower handicapped women via self employment

•Loan schemes with benefits to handicapped women will be
provided for starting their own enterprise

•Acting under the central agency of National Handicapped,
Finance and Development Corporation

West Bengal Women Development Undertaking

Financial Support

Agnostic

Specific


http://wbsc.gov.in/organization/west_bengal_women_development_un.htm